Aging in Place Funding Programs

Government grants, nonprofit programs, and waivers can help pay for home modifications. We track every program we can find — federal, state, local, and nonprofit — so you don't have to.

Federal Programs

These programs are available nationwide. Eligibility varies.

VA SAH Grant

Veterans with service-connected disabilities including loss of limbs, blindness, or severe burns

Up to $126,669

Full eligibility details →

VA SHA Grant

Veterans with service-connected disabilities including blindness, loss of hands, or severe respiratory injury

Up to $25,000

Full eligibility details →

VA HISA Grant

Veterans with any service-connected disability needing home modifications

Up to $6,800

Full eligibility details →

USDA Section 504

Rural homeowners 62+ with income below 50% of area median (grants) or below 80% (loans)

Up to $10,000 (grant) or $40,000 (loan)

Full eligibility details →

HUD OAHMP

Low-income older adults (60+) in participating communities

Up to $5,000 per household

Full eligibility details →

Medicaid HCBS Waivers

Medicaid-eligible individuals who would otherwise need institutional care; 47 states cover some home modifications

Varies by state

Full eligibility details →

AAA Programs

Adults 60+ in the service area of their local AAA; typically prioritizes low-income, minority, and rural populations

Varies by locality

Full eligibility details →

Nonprofit & Private Programs

National nonprofits, faith-based organizations, and private foundations that provide free or low-cost home modifications. Most operate through local chapters — check availability in your area.

Rebuilding Together

Low-income homeowners (below 80% AMI). Serves seniors, veterans, and people with disabilities through 100+ local affiliates.

Volunteer / Free

Free (volunteer labor + donated materials)

Details & how to apply →

Habitat for Humanity

Homeowners 62+ or disabled, income below 80% AMI. A Brush with Kindness program: income below 60% AMI.

Volunteer / Free

Free (volunteer labor + materials)

Details & how to apply →

Homes For Our Troops

Severely injured post-9/11 veterans with qualifying disabilities (amputations, paralysis, blindness, severe TBI or burns).

Grant

Full home construction (mortgage-free)

Details & how to apply →

Purple Heart Homes

Service-connected disabled veterans of all eras who own homes that no longer meet their physical needs.

Grant

Varies by project

Details & how to apply →

Fuller Center for Housing

Low-income homeowners, with priority for seniors, disabled individuals, and veterans. Chapter-based availability.

Volunteer / Free

Up to $5,000+

Details & how to apply →

Christmas in Action

Elderly, low-income, or disabled homeowners. Applications accepted September–November for spring work days.

Volunteer / Free

Free (one-day volunteer projects)

Details & how to apply →

Home Depot Foundation

Grants go to 501(c)(3) nonprofits that serve veterans and seniors. Individuals apply through local partner organizations.

Grant

Up to $5,000 (via local nonprofits)

Details & how to apply →

Catholic Charities

Elderly and disabled homeowners. Services vary by local Catholic Charities office — available in most major metro areas.

Volunteer / Free

Free (varies by location)

Details & how to apply →

Area Agencies on Aging

Seniors 60+ (some serve younger adults with disabilities). 600+ AAAs nationwide administer local home modification and repair programs.

Program

Varies by local AAA

Details & how to apply →

Lions Club

Community members with disabilities, especially vision and hearing impairments. Programs vary by local Lions Club chapter.

Grant

Varies by local club

Details & how to apply →

Looking for city, county, or community programs? Service clubs, faith-based organizations, and your local Area Agency on Aging may also help. Find local resources near you →

Funding by State

Each state has its own programs in addition to federal funding. Select your state for a complete guide.