Aging in Place Funding in California
California residents can access both federal and state programs to help pay for aging-in-place home modifications. Below is every program we've verified, with eligibility details and direct application links.
Federal Programs Available in California
These programs are available nationwide but may have state-specific administrators or requirements in California.
VA SAH Grant
Grant — Federal
Up to $126,669
Veterans with service-connected disabilities including loss of limbs, blindness, or severe burns
VA SHA Grant
Grant — Federal
Up to $25,000
Veterans with service-connected disabilities including blindness, loss of hands, or severe respiratory injury
VA HISA Grant
Grant — Federal
Up to $6,800
Veterans with any service-connected disability needing home modifications
USDA Section 504
Grant — Federal
Up to $10,000 (grant) or $40,000 (loan)
Rural homeowners 62+ with income below 50% of area median (grants) or below 80% (loans)
HUD OAHMP
Grant — Federal
Up to $5,000 per household
Low-income older adults (60+) in participating communities
Medicaid HCBS Waivers
Waiver — Federal
Varies by state
Medicaid-eligible individuals who would otherwise need institutional care; 47 states cover some home modifications
AAA Programs
Grant — Federal
Varies by locality
Adults 60+ in the service area of their local AAA; typically prioritizes low-income, minority, and rural populations
California-Specific Programs
These programs are unique to California and may have limited funding or geographic restrictions.
CA CCT
Waiver — CA State
Up to $7,500 (lifetime)
Medi-Cal eligible individuals with physical/mental disabilities who have resided in state-licensed healthcare facilities for 60+ days. Covers grab bars, ramps, and vehicle adaptations.
CA HCBA Waiver
Waiver — CA State
Varies by county
Medi-Cal eligible individuals at risk for nursing home or institutional placement. Covers medically necessary environmental accessibility adaptations.
CA MSSP
Waiver — CA State
Varies
Medi-Cal eligible individuals 60+ and disabled who are an alternative to nursing facility placement. Covers environmental accessibility adaptations as part of waiver services.
LA County Senior Grant
Grant — Local
Up to $20,000
Low-income seniors 62+ who own homes in LA County unincorporated areas. Covers mobility and habitability repairs including accessibility modifications.
Contractor Licensing in California
California requires state-level contractor licensing through the Contractors State License Board (CSLB) for projects valued at $1,000 or more (labor + materials). General Contractor (B) or appropriate Specialty Contractor licenses apply depending on the scope of work. Electricians, plumbers, and HVAC contractors require separate specialty licenses. General liability insurance is required, and workers' compensation insurance is mandatory for all employees. Title 24 compliance is required for accessibility modifications. Always verify your contractor's license at cslb.ca.gov before hiring.
Find Services by City in California
Los Angeles, CA
14.5% of residents over 65
San Francisco, CA
17.2% of residents over 65
San Diego, CA
14.2% of residents over 65
Sacramento, CA
14.1% of residents over 65
Fresno, CA
12.1% of residents over 65
Bakersfield, CA
10.8% of residents over 65
Stockton, CA
13% of residents over 65
Riverside, CA
12.8% of residents over 65
Long Beach, CA
13.9% of residents over 65
Modesto, CA
14.6% of residents over 65