Find Local Home Modification Help
Beyond federal and state programs, your city, county, and local community likely have organizations that can help fund or perform aging-in-place home modifications — often for free. Here's how to find them.
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Start with Your Area Agency on Aging (AAA)
Your local Area Agency on Aging is the single best starting point for finding home modification help. There are over 600 AAAs nationwide, and 61% of them provide direct home modification services. Even those that don't will know which local programs do.
What AAAs Can Do for You
94% offer minor home modifications (grab bars, handrails, non-slip surfaces). 56% provide home repair services. 52% fund major modifications (bathroom remodels, ramp installation). 40% also serve adults under 60 with disabilities.
Your AAA can also connect you with other local programs you may not know about — they maintain the most comprehensive resource directories in most communities.
Find Your Local AAA
The Eldercare Locator is a free national service run by the Administration for Community Living. Enter your zip code or city to find your local AAA and other aging services.
Search the Eldercare Locator →Or call 1-800-677-1116 (Monday–Friday, 9am–8pm ET)
Community Action Agencies (CAAs)
Community Action Agencies are local nonprofits funded partly by the federal Community Services Block Grant. There are about 1,000 CAAs nationwide, and many run weatherization and home repair programs that overlap with aging-in-place modifications.
CAA programs commonly cover insulation and weatherization, plumbing and electrical repairs, roof and structural fixes, accessibility modifications (especially when combined with energy efficiency), and emergency home repairs.
Find Your Local CAA
The Community Action Partnership maintains a directory of all CAAs by state and county.
Search the CAP directory →Service Clubs & Civic Organizations
Local chapters of national service organizations often fund small home modification projects or provide volunteer labor. These can be especially useful for filling gaps that government programs don't cover.
Lions Club
Focuses on vision and hearing disabilities. Many local clubs fund broader accessibility projects including chairlifts, bathroom modifications, and assistive technology.
Find a Lions Club →Rotary Club
Local Rotary clubs fund community service projects including home repairs and accessibility improvements for seniors and disabled community members.
Find a Rotary Club →Kiwanis
Kiwanis clubs focus on community improvement and may fund home modification projects, especially those that serve children or families with disabilities.
Find a Kiwanis Club →Elks Lodge
The Elks National Foundation funds community grants, and local lodges often contribute to home repair and accessibility projects for veterans and seniors.
Find an Elks Lodge →Tip: Call your local chapter directly and explain what you need. Even if they don't have a formal home modification program, many clubs will take on individual projects as community service initiatives.
Faith-Based Organizations
Several faith-based national networks run home repair programs through local affiliates. Services are available to people of all faiths.
Catholic Charities
Local Catholic Charities offices run senior services including free minor home repairs: wheelchair ramps, grab bars, flooring, painting, and general safety improvements. Programs vary by location but are available in most metro areas.
Find Catholic Charities near you →Lutheran Services in America
Local Lutheran Services affiliates provide home repair, weatherization, and maintenance services for low-income families, seniors, and people with disabilities.
Find Lutheran Services near you →The Salvation Army
Some Salvation Army locations offer home repair assistance and emergency financial aid that can be applied toward accessibility modifications. Availability varies by location.
Find Salvation Army near you →Jewish Family & Children's Services
JFCS offices in multiple states offer older adult services including home assessments, modification coordination, and HUD-funded home modification programs.
Find JFCS near you →State Vocational Rehabilitation (VR) Agencies
If you have a disability that creates a barrier to employment, your state's Vocational Rehabilitation agency may fund home modifications that help you work — including ramps, lifts, accessibility features, and adaptive equipment. The modification must be part of an approved employment plan.
VR programs are particularly useful for working-age adults with disabilities who may not qualify for senior-focused programs. Each state administers its own VR program with different funding levels and covered modifications.
Find your state VR agency →How to Find Every Program Available to You
Many people miss out on local funding because they don't know where to look. Here's a systematic approach to finding every program you might qualify for.
1
Call your AAA first
Your Area Agency on Aging maintains the most comprehensive list of local resources. They can often tell you about programs you'd never find on your own. Call 1-800-677-1116 or search the Eldercare Locator.
2
Check city and county programs
Many cities and counties run housing rehabilitation programs funded by HUD Community Development Block Grants (CDBG). Search your city or county website for "housing rehabilitation," "home repair program," or "senior services." Your local CDBG coordinator can tell you what's available.
3
Contact 2–3 nonprofits
Rebuilding Together, Habitat for Humanity, and your local Community Action Agency are the highest-probability sources. Apply to all of them — there's no penalty for applying to multiple programs.
4
Stack funding sources
Most programs can be combined. A Medicaid waiver might cover a bathroom remodel, Rebuilding Together installs grab bars, and your HSA covers a raised toilet seat. Don't assume you have to pick one.
Explore All Funding Programs
See federal grants, state programs, and nonprofit resources all in one place.
View All Funding Programs →Disclaimer: Program availability, eligibility, and funding levels vary by location and change frequently. Contact each organization directly to verify current availability. This guide is for informational purposes and does not guarantee eligibility or funding. Information last reviewed March 2026.