Medicaid Home and Community-Based Services (HCBS) Waivers
Who Is Eligible?
Overview
Medicaid-eligible individuals who would otherwise need institutional care; 47 states cover some home modifications
Age
Applicants must be age 65 or older, though some states serve younger disabled populations
Details
Must meet functional requirements such as needing nursing facility level of care or assistance with activities of daily living
Income
Individual asset limit is typically $2,000 and individual income limit approximately $2,982 per month in most states; primary residence is exempt below state home equity limits
What’s Covered
Medicaid covers home and community-based services including personal care, chore services, and accessibility modifications needed to maintain independence at home
Age
Application process varies by state; contact your state Medicaid agency using the tools on Medicaid.gov or visiting your state health department website
Geography
Note that HCBS waivers have limited slots and waitlists may be lengthy; state offices typically have 90 days to process applications
Ready to Apply?
Visit the official program website for the most up-to-date application instructions and forms.
Visit Official Program Page ↗Information last reviewed March 2026 by Editorial team. Program details may change.