Aging in Place Funding in Michigan
Michigan residents can access both federal and state programs to help pay for aging-in-place home modifications. Below is every program we've verified, with eligibility details and direct application links.
Federal Programs Available in Michigan
These programs are available nationwide but may have state-specific administrators or requirements in Michigan.
VA SAH Grant
Grant — Federal
Up to $126,669
Veterans with service-connected disabilities including loss of limbs, blindness, or severe burns
VA SHA Grant
Grant — Federal
Up to $25,000
Veterans with service-connected disabilities including blindness, loss of hands, or severe respiratory injury
VA HISA Grant
Grant — Federal
Up to $6,800
Veterans with any service-connected disability needing home modifications
USDA Section 504
Grant — Federal
Up to $10,000 (grant) or $40,000 (loan)
Rural homeowners 62+ with income below 50% of area median (grants) or below 80% (loans)
HUD OAHMP
Grant — Federal
Up to $5,000 per household
Low-income older adults (60+) in participating communities
Medicaid HCBS Waivers
Waiver — Federal
Varies by state
Medicaid-eligible individuals who would otherwise need institutional care; 47 states cover some home modifications
AAA Programs
Grant — Federal
Varies by locality
Adults 60+ in the service area of their local AAA; typically prioritizes low-income, minority, and rural populations
Michigan-Specific Programs
These programs are unique to Michigan and may have limited funding or geographic restrictions.
MI Choice Waiver
Waiver — MI State
Varies (individual budget by assessment)
Michigan Medicaid-eligible residents 65+ or disabled adults 18+ at risk of nursing home placement. Environmental modifications included in individual service budgets.
MI MATP Loan
Loan — MI State
Up to $30,000
Any Michigan resident with a disability or senior needing assistive technology or home modifications. Fixed-rate loan based on credit score, up to 7 years, no minimum loan amount.
Contractor Licensing in Michigan
Michigan requires a Residential Builder or Maintenance and Alteration Contractor license for residential projects valued at $600 or more (material + labor), administered by the Department of Licensing and Regulatory Affairs (LARA), Bureau of Construction Codes. 60 hours of approved prelicensure education have been required since June 2008. Insurance is not mandated by the state for licensing, but workers' compensation is required if you have 1+ employees working 35+ hours/week or 3+ part-time/full-time employees. General liability insurance is strongly recommended. Verify contractor licenses at the LARA online portal.
Find Services by City in Michigan
Detroit, MI
14.8% of residents over 65
Grand Rapids, MI
12.9% of residents over 65
Ann Arbor, MI
10.2% of residents over 65
Warren, MI
17.5% of residents over 65
Sterling Heights, MI
14.1% of residents over 65
Lansing, MI
12.3% of residents over 65
Flint, MI
13.9% of residents over 65
Dearborn, MI
15.6% of residents over 65
Kalamazoo, MI
12.7% of residents over 65
Livonia, MI
17.2% of residents over 65