Aging in Place Funding

Aging in Place Funding in Ohio

Ohio residents can access both federal and state programs to help pay for aging-in-place home modifications. Below is every program we've verified, with eligibility details and direct application links.

Federal Programs Available in Ohio

These programs are available nationwide but may have state-specific administrators or requirements in Ohio.

VA SAH Grant

GrantFederal

Up to $126,669

Veterans with service-connected disabilities including loss of limbs, blindness, or severe burns

VA SHA Grant

GrantFederal

Up to $25,000

Veterans with service-connected disabilities including blindness, loss of hands, or severe respiratory injury

VA HISA Grant

GrantFederal

Up to $6,800

Veterans with any service-connected disability needing home modifications

USDA Section 504

GrantFederal

Up to $10,000 (grant) or $40,000 (loan)

Rural homeowners 62+ with income below 50% of area median (grants) or below 80% (loans)

HUD OAHMP

GrantFederal

Up to $5,000 per household

Low-income older adults (60+) in participating communities

Medicaid HCBS Waivers

WaiverFederal

Varies by state

Medicaid-eligible individuals who would otherwise need institutional care; 47 states cover some home modifications

AAA Programs

GrantFederal

Varies by locality

Adults 60+ in the service area of their local AAA; typically prioritizes low-income, minority, and rural populations

Ohio-Specific Programs

These programs are unique to Ohio and may have limited funding or geographic restrictions.

OH Medicaid HCBS

WaiverOH State

Up to $15,000 per year (as of March 2026)

Individuals 60+ and people with physical disabilities ages 60-64 meeting nursing facility level of care. Service cap increased from $10,000 to $15,000 effective March 1, 2026.

OH Healthy Aging

GrantOH State

Varies (20% of county allocation for home improvements)

Low-income Ohio seniors 60+ in participating counties. $40 million statewide program with 20% of funds designated for accessibility projects including ramps and weatherization.

Contractor Licensing in Ohio

Ohio has state-level licensing through the Ohio Construction Industry Licensing Board (OCILB) for specialty trades including HVAC, electrical, plumbing, hydronics, and refrigeration. General residential contractor licensing is handled at the local level and varies by jurisdiction. Workers' compensation requirements vary by area (e.g., required in Cincinnati but not uniformly statewide). For Medicaid waiver-funded work, contractors must be Medicaid-certified providers with background checks, business license, insurance, and appropriate credentials. Verify statewide licenses at OCILB; check with local building departments for general contractor requirements.