Pennsylvania ACCESS Home Modification Program (PHFA)
Amount: Up to $15,000 (zero-interest, deferred)Type: LoanLevel: StateLast reviewed March 2026
Who Is Eligible?
Overview
Homebuyers with disabilities purchasing through PHFA mortgage programs. Zero-interest loan with no monthly payments — repaid only when you sell or move out.
Income
Homebuyer with permanent disability or family member with permanent disability
Age
Purchasing with PHFA mortgage (Keystone Home/Government Loan)
Details
Loan amount: $1,000-$15,000
Details
No monthly payments — due upon sale, transfer, or non-owner occupancy
Details
Improvements completed within 90 days of closing
How to Apply
Contact PHFA at 855-827-3466
Ready to Apply?
Visit the official program website for the most up-to-date application instructions and forms.
Apply Now ↗Or read more on the official program page →
Information last reviewed March 2026 by Editorial team. Program details may change.